Image by Toomas Tartes

Single Trip Travel Insurance

A single trip is when you are leaving home and returning home only once and traveling for a specified time period, regardless how many countries you will be visiting.​ When you leave your home country, your health insurance may or may not cover you; it may be limited (out of network) and most likely will not provide transportation back home in the event that you need to be evacuated.  Medicare, for example, does not cover you abroad.

Single trip travel medical plans usually provide coverage for

  • Emergency medical expenses, doctor’s fees and hospital stays

  • Emergency medical evacuations and repatriation

  • Accidental death and dismemberment (AD&D)

A number of optional riders are available for those purchasing single trip travel medical insurance, including

  • Athletic and sports coverage for participation in team/contact sports

  • Hazardous activity coverage for scuba diving, skiing, mountain climbing, sky diving, etc.

If you require a Single Trip Plan that includes cancellation coverage to cover your non-refundable trip costs, you will need to purchase a comprehensive travel insurance plan (Trip Cancellation)

Buying a travel insurance policy for each single trip is likely to work out the cheapest option if you’re only planning to take one or two trips a year. If you plan to travel more frequently over the course of one year, an annual/multi trip travel insurance policy is likely to be the best option and worth considering.

Recommended Plans

GeoBlue Voyager Essential (For US citizen or and residents)

  • Ideal for international leisure, missionary or business travel.

  • Coverage of COVID-19 testing and treatment.

  • Post-departure trip interruption up to $500.

  • Choice of varying medical limits and deductibles.

  • For trips outside the U.S. up to 6 months for ages 95 and younger*.

  • Covers pre-existing conditions for medical evacuation.

  • Does not require a primary health plan.

Travel Photographer

Underwritten By: United States Fire Insurance Company

Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724

geobluelogo.jpg

Travel Medical Insurance - Including USA

International Travel to the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan. 
 

Examples of eligible purchases for Travel Including the USA

  • A non-U.S. resident and non-U.S. citizen is traveling to the USA.  

  • A non-U.S. resident and non-U.S. citizens is spending part of their trip in the USA.  

  • An Irish citizen and resident is flying to Mexico and has a layover in the USA. 

  • A Mexican citizen and resident is driving through the USA to Canada. 

2 Plan Levels available

  • Basic Plan

  • Plus Plan (Plus covers COVID the same as any illness for all ages)


The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.

Boulders

AM Best Rating: A (Excellent)

Underwriter: Crum & Forster SPC

Travel Medical Insurance - Excluding USA

International Travel outside of the USA. These plans include customizable medical coverage, a network of medical providers, and 24-hour travel assistance, along with the option to add COVID-19 coverage through their Plus plan. 
 

Examples of eligible purchases for Travel Excluding the USA

  • A U.S. resident is traveling outside the USA.   

  • A non-U.S. resident and non-U.S. citizen is traveling outside the USA.   

  • A French citizen and resident is flying to Iceland and returning home. 

  • An Australian citizen and resident is flying to Europe, Africa, and Canada.  

3 Plan Levels

  • Basic, Choice & Plus

  • Plus covers COVID in two tiers

    • Same as any illness up to Age 65

    • Up to $100,000 for Ages 66 and up

 
The plan covers typical vacation activities. If you plan to participate in more adventurous activities when you travel, consider buying additional optional coverage that includes: Bungee jumping; caving; hang gliding; jet skiing; motorcycle or motor scooter riding whether as a passenger or a driver; parachuting; paragliding; parasailing; scuba diving only to a depth of 10 meters with a breathing apparatus provided that you are SSI, PADI or NAUI certified; snowmobiling; spelunking; wakeboard riding; water skiing; windsurfing; or zip lining. You must purchase this optional coverage if you wish to be covered while riding a motorcycle, motor scooter, or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area where you are located in the host country.

Image by Tobias Tullius

AM Best Rating: A (Excellent)

Underwriter: Lloyd’s of London and in specific scenarios Tramont Insurance Company

Patriot Platinum Travel

  • COVID-19 covered same as any other illness

  • Travel medical insurance for individuals, families and groups

  • Coverage for acute onset of pre-existing conditions

  • Renewable up to 36 months

  • Deductible options from $0 to $25,000

  • Maximum limits from $2,000,000 to $8,000,000

Sports Facility 3

AM Best Rating - A+

Globally recognized underwriters

 A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's