Multi / Annual Trip Travel Insurance
Annual Travel Medical Insurance Plans
These policies cover you for the period of one full calendar year beginning on the effective date you enter when purchasing coverage. Annual plans provide protection for unlimited trips over the course of the year and cover you for up to 30, 45, 60 and 70 days per trip (depending on the plan you purchase). You must return home between trips.​
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Most multi-trip/ annual plans primarily provide travel medical and emergency evacuation coverage or emergency medical evacuation coverage only. This means that the standard coverages offered in comprehensive travel insurance plans are usually not included in these plans (trip cancellation, trip interruption, travel delay, etc.). Some annual/ multi-trip plans do include limited baggage loss coverage – but not all.
Recommended Plans
GeoBlue Trekker Annual Plan (For US citizens and residents)
GeoBlue Trekker Multitrip Annual Plan Americans traveling overseas multiple times annually $1,000,000 medical limit. $500,000 medical evacuation benefit. Coverage of COVID-19 testing and treatment. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip). Requires a primary health plan
Underwritten By: United States Fire Insurance Company
Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724
Seven Corners Travel Medical Annual Multi-Trip
Seven Corners Travel Medical — Annual Travel Insurance
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Annual travel insurance with Coronavirus coverage.
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Includes 24 hour multilingual travel assistance, help finding a doctor, and evacuation if necessary.
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Seven Corners Travel Medical Annual Multi-Trip also includes $1 million of additional coverage for emergency medical evacuation and repatriation.
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Purchase coverage once a year and travel as often as you like for unlimited trips up to 30, 45, 60 days per trip
AM Best Rating A (Excellent)
Underwriter: Lloyd’s, London
Patriot Multi Trip
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Annual multi-trip travel medical insurance for individuals, families and groups
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Deductible of $250
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Maximum limit of $1,000,000
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Coverage for multiple trips up to 30 or 45 days
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Flexibility to travel as many times per year
AM Best Rating A+
Globally recognized underwriters
A-rated Sirius International Insurance Corporation (publ) and certain underwriters at Lloyd's
HTH Multi / Annual Trip
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Americans traveling overseas multiple times annually
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$1,000,000 medical limit.
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$500,000 medical evacuation benefit.
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Coverage of COVID-19 testing and treatment.
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Covers pre-existing conditions for medical services and medical evacuation.
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Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip).
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Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
Underwritten By: United States Fire Insurance Company
Underwritten Location: 5 Christopher Way, Eatontown, NJ 07724
Safe Travels Basic Annual
Just the necessities. Our Basic level includes our Worldwide 24/7 Emergency Assistance Services, up to $2,500 per Annual Policy Term for Trip Cancellation and Interruption, $10,000 coverage for Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 EXPENSES are covered and treated as any other sickness. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase.
Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Washington & New York
Underwritten by: Nationwide
Safe Travels Deluxe Annual
The Annual Deluxe Plan features everything in the Basic plan plus we have included Itinerary Change coverage. This plan features $5,000 for Trip Cancellation per Annual Policy Term and Interruption and $20,000 Emergency Medical Expense as well as baggage and many other essential benefits while you travel. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase.
Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Washington & New York
Underwritten by: Nationwide
Safe Travels Executive Annual
The Executive Plan offers all the benefits of both Basic and Deluxe level coverage plus coverage for Sports Equipment Rental! There’s more! $10,000 for Trip Cancellation and Interruption. $50,000 for Emergency Medical Expense, $1,000 for baggage. COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness. Coverage starts the day after purchase.
Covers US CITIZENS/US RESIDENTS ONLY
Not available in Florida, Washington & New York
Underwritten by: Nationwide